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Founded in 2018, Alma is the French leader in installment and deferred payment solutions. With an omnichannel approach, the company operates in 10 European countries and supports over 16,000 merchants, from small businesses to large enterprises.
Partner presentation
Alma is the French leader in installment and deferred payment solutions. With an omnichannel approach, Alma is active in 10 European countries, supporting over 13,300 merchants of all sizes.
Alma’s mission is twofold: to give customers the freedom to pay at their own pace, while helping merchants boost their business through a seamless, intuitive payment solution.
Alma promotes responsible BNPL (Buy Now, Pay Later): no fees are charged to customers for late payments.
To avoid worsening a customer’s financial situation if they’re already struggling, Alma allows them to delay payments for free through their customer portal.
In short, Alma offers:
A 100% digital solution
Full and guaranteed payment for merchants
A 4.8/5 rating on Trustpilot
The major advantages of the solution
A unique, sustainable approach to BNPL
No late fees, no forced account creation, no monetization of your customers' data.
A performance-based model
94% average acceptance rate, a unique payment experience coupled with a proprietary algorithm and a self-learning scoring AI.
No use or resale of merchants’ customer data for commercial purposes
The benefits of connecting with Purse
Activation
easy in just a few clicks
Reconciliation
simplified, streamlined accounting and tracking in a single Purse dashboard
Management
of refunds with one click from the Purse dashboard
Simplification
of operations for your business
Our enhanced features
Internationalization
Markets covered: France, Espagne, Allemagne, etc…
Currency: Euro
Channel
Omnichannel
Means of payment
Alma accepts payment methods tailored to your customers, including Visa, Mastercard, American Express, corporate cards, Bancontact, and international methods like iDEAL in the Netherlands and Payconiq in Belgium.
Security
- 3DS Secure
- Fraud module
Recurring transactions
