Secure online payment: 8 best practices to secure your e-commerce site

The security of online payments is essential. That's why protect your customers' data and strengthen their trust on your e-commerce site is essential. Faced with the increase in cyberattacks, it is therefore vital to put in place robust security measures. Here it is 8 best practices to secure your e-commerce site and turn security into a real asset for your business!

1. Use an HTTPS protocol

The protocol HTTPS (HyperText Transfer Protocol Secure) encrypts data exchanged between your site and users, preventing malicious interceptions. It is essential to activate it on your site for secure sensitive information like personal identifiers.

The steps to enable HTTPS:

• Get an SSL/TLS certificate from a recognized certificate authority.
• Configure your web server to use this certificate.
• Redirect all HTTP pages to HTTPS to ensure complete coverage.

In addition to strengthening security, HTTPS improves customer trust and the SEO of your site, because Google prioritizes secure sites in its search results.

2. Update your site and plug-ins regularly

Keeping your e-commerce platform and its plug-ins up to date is essential for fix security breaches. Developers often release patches to counter new threats from cybercriminals.

For optimal security:

• Set up alerts so you never miss an update.
• Test updates in a development environment before deploying them to production.
• Automate updates to reduce patch times and minimize risks.

These actions reinforce the security of your site and will protect your customers effectively.

3. Secure mobile payments

Mobile payments are growing in popularity, but they require specific security measures. Adopt secure payment methods like Apple Pay or Google Pay, which offer encryption and biometric authentication features such as facial recognition or fingerprints. Ensure that all mobile transactions are end-to-end encrypted for protect sensitive information, and develop mobile applications using security best practices.

4. Conduct regular vulnerability tests

Vulnerability testing is your best defense for identify security breaches before cybercriminals can exploit them. Here's how you can stay ahead of the curve:

1. Schedule regular scans to find common flaws.
2. Use experts for in-depth security audits. Experts can spot vulnerabilities that automated tools might miss.
3. Update your security practices based on test results and fix identified vulnerabilities. Use this information to strengthen your defenses and prevent future attacks.

5. Implement strict password policies

Strong and unique passwords are essential for secure user accounts. Ask for complex passwords with upper and lower case letters, numbers, and special characters. Also, encourage your users to change their passwords regularly and enable two-factor authentication for added protection.

6. Use web application firewalls

A web application firewall (WAF) is like a shield for your site. He the protects against malicious attacks by filtering HTTP traffic. It blocks SQL injection attempts, denial of service attacks (DDoS), and cross-site scripting (XSS).

Choosing and configuring a WAF:

• Choose a solution adapted to your infrastructure, whether cloud-based or on-premise.
• Set up custom security policies to include protections against common and sector-specific attacks.
• Monitor traffic logs and adjust WAF rules based on the threats detected to maintain optimal protection.

7. Back up data regularly

Regular data backup is essential for prevent losses in the event of an incident and avoid service interruptions that could affect transactions. Here is an effective backup strategy:

1. Schedule automatic daily or weekly backups.
2. Use backup services that encrypt your data and store it securely.
3. Perform periodic restore tests to ensure that your backups are complete and functional.
4. Keep multiple backup versions so you can restore previous data when needed.

8. Adopt a payment orchestration solution

Do you want to strengthen your security while simplifying the management of payments? Payment orchestration is your best ally. By integrating multiple payment service providers (PSPs), you can automatically switch between them in the event of a failure. Result? Optimized acceptance rates and reduced fraud risks.

Choose a high-performance platform that easily integrates various PSPs. Set up intelligent routing rules to direct transactions according to the type of card, the location of the customer or the amount of the transaction. Keep an eye on PSPs performance and adjust policies to constantly improve transaction security and efficiency. With well-designed payment orchestration, you offer your customers a secure and smooth payment experience, while maintaining total control of your transactions.

That's why orchestration, personalizing and performance are the key words of Purse, the SaaS solution that boosts your payments. In a few clicks, create memorable payment experiences for your customers, whether online or in store. With our all-in-one interface, easily connect more than 80 payment partners, optimize your transactions and boost your turnover. No more bank reconciliation complications and high failure rates: Purse makes your life easier and makes every payment an opportunity for growth.

Transform your payments today!