Purse Payment

Payment orchestration for peak performance.

Purse Payment is our payment orchestration solution that connects your partners, structures your flows, and manages routing to optimize every transaction.

Higher acceptance. Lower costs. Greater resilience.

Un téléphone mobile utilisé pour un paiement sans contact avec un terminal de paiement carré.

Trusted by 100+ clients

Payments designed for high-performance, at scale.

+100

PSPs & payment methods

+€6 billion

Orchestrated in 2025

+2 to 5 points

acceptance

The problem

Have your payments become too complex to manage?

As PSPs, payment methods, and markets multiply, your flows become harder to optimize, scale, and control.

Heavy integrations
Technical declines
Uncontrolled costs
Rigid workflows
Uncontrolled costs
Rigid workflows
Heavy integrations
Technical declines
Technical declines
Heavy integrations
Uncontrolled costs
Rigid customer journeys
Rigid customer journeys
Uncontrolled costs
Heavy integrations
Technical declines
Icône d'un portefeuille avec une coche indiquant l'authentification réussie.

Purse Payment unifies, structures, and orchestrates your payment flows in real time.

Your performance depends on mastering payments.

You choose your solutions.

You define the rules.

We orchestrate their successful execution.

Femme utilisant un ordinateur portable et tenant une carte bancaire en souriant chez elle.
The solution

Our payment orchestration solution in 5 pillars.

Your unified payment ecosystem

+100 PSPs and local and international payment methods in a single technical integration. Deploy your markets quickly.

You retain the choice of your partners.
Zero dependency on a single provider.
Multi-market deployment with no additional technical costs.
Payment gateway connected to major payment methods and wallets

Dynamic journeys, tailored to each customer

Deploy your own rules based on the customer journey, cart, or market to offer the right scenario at the right time.

Less payment friction.
Higher conversion rates.
Your own rules.
Liste des moyens de paiement avec Apple Pay, Google Pay, Wordline, Floa activés, Alma et Oney désactivés.

Real-time routing

The Vault by PURSE centralizes your customers' payment methods. They become independent of the PSP used. Each transaction is retried or routed to the best partner in real time.

Higher acceptance rates.
Reduced real cost per transaction.
Greater operational resilience.
Résumé de commande montrant un t-shirt XL à 19 euros avec options échec, retry intelligent et paiement réussi.

Unified financial flows

Orders, refunds, transfers, and fees are all consolidated automatically to ensure reliable invoice reconciliation and eliminate manual tasks.

Fewer accounting discrepancies.
Faster execution.
Seamless, automated reconciliation.
A holistic financial overview.
Tableau de réconciliation des paiements montrant montants capturés, remboursements, frais et statuts pour Scalapay.

Data under control

Your data is centralized, reliable, and actionable, allowing you to visualize your performance and identify levers for improvement.

Performance visible in real time.
Settings adjustable at any time.
Data you can manage over the long term
Tableaux affichant taux d’acceptation, revenus, panier moyen et transactions acceptées avec chiffres et pourcentages.

“Implementing Purse has clearly improved our payment acceptance rate. We gained 4 percentage points on bank cards, which is very promising.”

Gauthier Dhélin
Chief Information Officer
The benefits

The benefits of an orchestrated payment flow.

Enhanced performance

Maximize acceptance and conversion.

Controlled costs

Transaction cost optimization through intelligent flow routing.

Built-in resilience

Continuous flow even in the event of third-party failure.

Data sovereignty

Centralized data for clear, actionable performance insights.

Operational efficiency

Simplified architecture and reduced dependency.

Identity and Payment

Purse is the only identity and payment orchestrator. Fewer tools, fewer integrations, lower costs.

Transaction validée par l'orchestration de paiement Purse Payment
Why Purse Payment?

A large-scale payment orchestration infrastructure.

Purse Payment operates in environments where every transaction counts.

Recommended articles

Resources, guides, and best practices.

Homme portant des lunettes, tenant une carte bancaire d'une main, un smartphone de l'autre, concentré.

FAQ: Your questions about Purse Identity.

Find answers to the most common questions.

Why choose a payment orchestrator?

Purse structures an independent Payment Flow that allows you to orchestrate multiple partners. You retain control over your flows and data, and regain the power to make decisions.

You leverage the best of your ecosystem. In real time.

The result: higher performance. Less dependency.

What is the difference compared to a PSP?

The PSP processes the transactions. Your flows and payment data remain tied to their infrastructure.

Purse Payment structures an independent Payment Flow. The PURSE Vault centralizes and secures your payment data, allowing you to orchestrate and arbitrate between multiple PSPs according to your own rules.

They are no longer dependent on your PSPs. You stay in control. You make the calls.

What is the impact of the Vault by Purse?

The Vault is your sovereignty asset. By centralizing and securing your payment data with Purse, you can freely switch PSPs or route your flows to multiple partners without ever losing your customer tokens. You are no longer tied to a provider's infrastructure.

Does Purse Payment slow down transaction processing times?

No. It's the opposite. Orchestration helps avoid inefficient paths and unnecessary failures.

Decisions are made in real time.

The result: fewer declines, higher transaction acceptance, and a seamless experience for your customers.

What is the impact on performance?

Improved acceptance rates, reduced costs, and greater operational resilience.

How does unified reconciliation help finance teams?

Today, your data is scattered across various partners (PSPs and payment methods). Purse Payment centralizes and aggregates it into a single stream.

Remittances, transfers, transactions, commissions, fees, and unpaid items: everything is consolidated.

The result:

  • fewer manual errors
  • a holistic view of incoming payments
  • faster accounting reconciliation

Your treasury or finance teams move from manual reconciliation to strategic management.