Reconcile payments

Regain control of your payment data.

Centralize, protect, and manage all your payment flows from a single interface.

Tableau de bord centralisant les transactions et les flux de paiement
The levers

Three levers to regain control of your data.

Vault
Reconciliation
Insights

Sovereign Vault

Store card data in an independent vault to evolve your payment strategy with total freedom.

Token storage in a PSP-agnostic vault
Portability between PSPs and payment partners
Reduced risk of vendor lock-in
Diagramme circulaire montrant la répartition de 27,8 K€ entre cinq partenaires de paiement et détails des montants.
Diagramme circulaire montrant la répartition de 27,8 K€ entre cinq partenaires de paiement et détails des montants.

Automated reconciliation

Purse standardizes data from your various providers to create a reliable, actionable, and harmonized financial overview.

Consolidation of orders, settlements, fees, transfers, and chargebacks
Standardization of PSP transaction logs
Reduction of manual tasks and reconciliation errors
Flux de transaction avec moteur de décision reliant 86%, 99%, 82% pour PSP A, B et C vers autorisation.
Flux de transaction avec moteur de décision reliant 86%, 99%, 82% pour PSP A, B et C vers autorisation.

Insights & Analytics

Turn your payment data into a strategic asset. Identify performance gaps, root causes of failures, and optimization opportunities.

Unified dashboards by country, PSP, or payment method
Tracking acceptance rates and decline reasons
Cost and performance analysis
API unique centralisant les frais et chargebacks de plusieurs prestataires
Client reconnu à la connexion et authentifié par code de vérification

+100 clients trust us

+2 to 5

acceptance points

PCI-DSS V4

Level 1 certified

"In terms of operations, our teams are gaining efficiency and peace of mind thanks to centralized management."

Gauthier Dhélin
Chief Information Officer
Homme portant des lunettes, tenant une carte bancaire d'une main, un smartphone de l'autre, concentré.

FAQ: Your questions about Purse Payment.

Find answers to the most common questions.

Does adding an orchestrator slow down response times?

No. The Purse infrastructure is designed to process flows in milliseconds, with no perceptible impact on checkout time. In practice, orchestration speeds up the overall experience: if a PSP is unavailable or slow, Purse instantly re-routes the transaction to an available partner, preventing a failure or prolonged wait time for the user.

Do I need to change my current contracts with my PSPs?

No. You retain all your existing contracts, merchant accounts, and pricing terms with your payment providers. Purse connects to your existing ecosystem via a single API. You maintain full commercial freedom while unifying the management and storage of your tokens. You keep the choice; we ensure the unity.

How does cascading handle two-factor authentication (3DS)?

Purse stores and transmits the 3DS authentication token from one attempt to the next. If a PSP rejects the transaction for a technical reason after 3DS validation, the flow is automatically re-routed to a second acquirer while reusing the same proof of authentication. Your customer experiences no additional friction and does not need to go through their banking app again.

Is the Purse Vault secure and certified?

Yes. The Purse Vault is PCI DSS v4 Level 1 certified, the highest security standard in the payment industry. It is built on sovereign infrastructure hosted in Europe. Your credit card data remains entirely under your control, tokenized and isolated from your PSP databases to ensure total reversibility and security.