Stop being a victim of your payment costs: manage them.
Take back control of your costs with Purse Payment's intelligent orchestration
Controlled costs. Optimized routing. Enhanced efficiency.
The hidden costs of unmanaged payments.
Without an immediate alternative, you are at the mercy of your providers' price hikes.
Every technical failure turns an invested marketing budget into a lost customer.
Multiple integrations and flow maintenance weigh heavily on your technical resources.
Manual reconciliation ties up your finance teams, and maintaining API connections clogs up your IT roadmap.
Three levers to master your payment costs
Purse Payment acts as a control center that routes your flows in real time to optimize every transaction.
Dynamic and A/B routing
Compare your providers and choose the best performers based on your cost, acceptance, or availability goals.
Smart retry: save your sales in real time
Recover failed transactions in real time.
IT and finance efficiency
Centralize to reduce management costs, manage your payment mix, and ensure data reliability.
+100 clients trust us
+2 to +5
acceptance points
PCI-DSS V4
Level 1 certified
Controlled performance. Protected profitability.
"We weren't just looking for a technical solution, but a long-term partner that could provide responsive support and a genuine understanding of our business."
FAQ: Your questions about Purse Payment.
Find answers to the most common questions.
Does adding an orchestrator slow down response times?
No. The Purse infrastructure is designed to process flows in milliseconds, with no perceptible impact on journey time. In practice, orchestration accelerates the overall experience: in the event of a PSP being unavailable or slow, Purse instantly re-routes the transaction to an available partner, thus avoiding a failure or prolonged wait time for the user.
Do I need to change my current contracts with my PSPs?
No. You retain all your contracts, merchant accounts, and pricing terms with your payment providers. Purse connects to your existing ecosystem via a single API. You maintain the freedom of your commercial choices while unifying the management and storage of your tokens. You keep the choice; we ensure the unity.
How does cascading handle double authentication (3DS)?
Purse stores and transmits the 3DS authentication token from one attempt to the next. If a PSP rejects the transaction for a technical reason after 3DS validation, the flow is automatically re-routed to a second acquirer while reusing the same proof of authentication. Your customer experiences no additional friction and does not need to go through their banking app again.
Is the Purse Vault secure and certified?
Yes. The Purse Vault is PCI DSS v4 Level 1 certified, the highest security standard in the payment industry. It is built on sovereign infrastructure hosted in Europe. Your credit card data remains entirely under your control, tokenized and isolated from your PSP databases to ensure total reversibility and security.
