Turn every purchase intent into a successful transaction.
Purse Payment orchestrates your payment flows to reduce avoidable declines and maximize the success rate of every transaction.
Higher acceptance rates. More conversions. Increased revenue.
4 levers to maximize every transaction.
For every transaction, Purse Payment analyzes the context, applies your orchestration rules, and activates the best route to maximize your transaction success.
Agnostic vault by Purse
Your tokens belong to you, regardless of your PSP. Switch partners without re-enrolling customers.
Dynamic smart routing
Each transaction is routed to the highest-performing PSP in real time.
Smart cascading
A decline or PSP downtime no longer means a lost sale. Purse Payment automatically switches and retries, with zero friction for the customer.
Unified data
All your transactions, successful or otherwise, are centralized and managed. Understand where acceptance is lost and adjust your rules with greater precision.
+100 clients trust us
+2 to +5
acceptance points
PCI-DSS V4
Level 1 certified
Acceptance optimized.
Performance strengthened.
"Implementing Purse has clearly improved our payment acceptance rate. We gained 4 percentage points on bank cards, which is very promising."
FAQ: Your questions about Purse Payment.
Find answers to the most common questions.
Does adding an orchestrator slow down response times?
No. Purse's infrastructure is designed to process flows in milliseconds, with no perceptible impact on journey time. In practice, orchestration accelerates the overall experience: in the event of a PSP's unavailability or slowness, Purse instantly re-routes the transaction to an available partner, thereby avoiding a failure or prolonged wait time for the user.
Do I need to change my current contracts with my PSPs?
No. You retain all your existing contracts, merchant accounts, and pricing terms with your payment providers. Purse connects to your existing ecosystem via a single API. You maintain the freedom of your commercial choices while unifying the management and storage of your tokens. You keep the choice; we ensure the unity.
How does cascading handle two-factor authentication (3DS)?
Purse stores and transmits the 3DS authentication token from one attempt to the next. If a PSP rejects the transaction for a technical reason after 3DS validation, the flow is automatically re-routed to a second acquirer while reusing the same authentication proof. Your customer experiences no additional friction and does not have to go through their banking app again.
Is the Vault Purse secure and certified?
Yes. The Purse Vault is PCI DSS v4 Level 1 certified, the highest security standard in the payment industry. It is built on sovereign infrastructure hosted in Europe. Your credit card data remains entirely under your control, tokenized and isolated from your PSP databases to ensure total reversibility and security.
Does Purse Identity integrate with my CRM or Marketing Automation tool?
Absolutely. Our platform is API-first: it was designed to be the hub of your technology ecosystem. It synchronizes identity data in real time with your tools (Salesforce, HubSpot, Adobe, etc.) so that it is immediately actionable for your marketing teams.
What is the link between identity and payment security?
A seamless payment starts with a verified identity. By accurately authenticating the buyer at the very beginning of the journey, you enhance the transaction's risk score. This helps reduce intrusive checks at checkout and optimizes your acceptance rate.
