3DS: How to streamline the customer journey without compromising security
In 2026, 3D Secure (3DS 2.3) is no longer a technical hurdle but the cornerstone of e-commerce profitability. With strict regulations requiring authentication for transactions as low as €0.01, merchant survival depends on their ability to generate "frictionless" flows (85-95% of traffic). Through payment orchestration and innovations like Device Binding, decision-makers can now automate security, reduce fraud by 80%, and increase approval rates by 4%, turning a legal requirement into a major competitive advantage.